In collaboration with CBInsights and Crunchbase, we’ve curated a list of the 100 fintech startups to watch out for in 2024.
Our goal?
To spotlight the most innovative, disruptive, and successful fintech startups that will define the future of financial technology.
This listicle will provide investors, customers, and industry experts with a forward-looking perspective on the fintech sector, highlighting emerging trends and identifying lucrative market opportunities.
Read on as we provide a glimpse into the future of fintech, offering invaluable insights for stakeholders and setting the stage for the next set of financial technology innovations.
Open banking payments platform
Year Founded: 2018
CEO: Brad Goodall
Country: United Kingdom
Total Funding: $46.9M
Funding Round: Series A
Investors: Backed VC, Acrew Capital, Force Over Mass Capital, Insight Partners etc.
What They Do: Banked provides open banking solutions, enabling pay-by-bank transactions for eCommerce, bill payments, collections, donations, payouts, and wallet top-ups.
A2A Payments Platform
Year Founded: 2017
CEO: Tadas Tamosiunas
Country: Lithuania
Investors: Global PayTech Ventures, Henry McGovern, OTB Ventures, etc.
Total Funding: $79.4M
Funding Round: Series A
Investors: Global PayTech Ventures, Henry McGovern, OTB Ventures, etc.
What They Do: Kevin is a fintech company that specializes in facilitating direct payments from bank accounts, bypassing traditional card networks.
Real-Time Payments Platform
Year Founded: 2019
Country: United Kingdom
CEO: Tom Greenwood
Total Funding: $87.8M
Latest Funding Round: Series B
Investors: Augmentum Fintech, EQT Ventures, Fuel Ventures, etc.
What They Do: Volt provides real-time payment solutions using open banking technology.
Their services enable instant bank-to-bank payments, improving transaction speed and security while reducing costs.
Volt caters to sectors like eCommerce, facilitating faster and more reliable payment processing.
AI-Powered Financial Platform
Year Founded: 2020
Country: United States
CEO: Hooman Radfar
Total Funding: $78.7M
Latest Funding Round: Convertible note
Investors: Dan Lewis, Darian Shirazi, Dylan Field, Expa, QED Investors, Gradient Ventures.
What They Do: Collective provides an all-in-one financial management platform designed for solopreneurs.
Their services include bookkeeping, accounting, tax filing, and business incorporation.
The platform leverages AI to simplify financial management, offering significant tax savings and streamlined processes for freelancers and solo entrepreneurs.
Business planning and analytics platform
Year Founded: 2019
Country: France
CEO: Eléonore Crespo
Total Funding: $396 million
Latest Funding Round: Series D
Investors: Blossom Capital, David Clarke, FirstMark Capital, IVP, Meritech Capital Partners, etc.
What They Do: Pigment offers a platform that helps businesses with financial planning, forecasting, and analytics.
It integrates data from various sources to provide real-time insights and collaborative tools for better decision-making and financial management.
AI-Powered Accounting Software
Year Founded: 2020
Country: United States
CEO: Isaac Heller
Total Funding: $33 million
Latest Funding Round: Series B
Investors: Aleph, Artie Minson, Bob Mylod, Greycroft, Jody Mulkey, etc.
What They Do: Trullion is a financial accounting platform that uses AI to automate the processing of financial data, ensuring compliance with accounting standards and providing real-time financial insights.
The software is designed to streamline audit and accounting processes for businesses.
AI-Driven Accounting Automation
Year Founded: 2017
Country: United States
CEO: Alexander Hagerup
Total Funding: $114.7 million
Latest Funding Round: Series C
Investors: Costanoa Ventures, Cowboy Ventures, GGV Capital, Greycroft, etc.
What They Do: Vic.ai offers an AI-powered platform that automates accounting and finance tasks, including invoice processing, expense management, and financial reporting.
Procurement Orchestration Platform
Year Founded: 2020
Country: United States
CEO: Rujul Zaparde
Total Funding: $181.3 million
Latest Funding Round: Series C
Investors: Y Combinator, SV Angel, CRV, Tiger Global Management, etc.
What They Do: Zip helps businesses control and optimize their spending. The platform offers features such as procurement automation, expense tracking, and financial reporting to enhance financial oversight and efficiency.
BNPL solutions for B2B sales
Year Founded: 2021
Country: Germany
CEO: Philipp Povel and Malte Huffmann (Co-CEOs)
Total Funding: $122.1 million
Latest Funding Round: Debt financing
Investors: Cherry Ventures, FinTech Collective, Valar Ventures, VVRB, etc.
What They Do: Mondu provides B2B BNPL solutions that allow businesses to offer flexible payment terms at checkout. The platform supports online and offline sales channels, including field sales, telesales, and email orders.
BNPL Solutions for E-Commerce
Year Founded: 2020
Country: Norway
CEO: Andreas Mjelde
Total Funding: €20.5 million
Latest Funding Round: Series A
Investors: LocalGlobe, Sequoia Capital, Visionaries Club, etc.
What They Do: Two offers a B2B BNPL platform designed to streamline the payment process for business transactions. They focus on integrating seamlessly with existing e-commerce systems to facilitate easy adoption and enhanced financial management.
Data and Workflow Collaboration Platform
Year Founded: 2016
Country: Israel
CEO: Roy Saadon
Total Funding: $97.5 million
Latest Funding Round: Series C
Investors: J.P. Morgan Chase & Co., Citi Ventures, Credit Suisse, Deutsche Bank, Goldman Sachs, Dawn Capital
What They Do: AccessFintech provides a platform that evolves the financial industry operating model through data and workflow collaboration.
Their network enables financial institutions to share data, manage risks, and resolve trade exceptions efficiently.
Prime Brokerage Services
Year Founded: 2018
Country: United States
CEO: Chris Pento
Total Funding: $650 million
Latest Funding Round: Series B
Investors: Alastair Trueger, Belvedere, Illia Polosukhin, Next Investors, Prysm Capital, Walleye Capital
What They Do: Clear Street offers prime brokerage services with a focus on providing a modern, technology-driven approach to clearing and custody services.
This platform streamlines the trading process for institutional investors, offering improved transparency, risk management, and operational efficiency.
Low-Code Application Platform for Financial Markets
Year Founded: 2015
Country: United Kingdom
CEO: Stephen Murphy
Total Funding: $269.8 million
Latest Funding Round: Venture - Series Unknown
Investors: Illuminate Financial Management, Tribeca Early Stage Partners, GV (formerly Google Ventures), Accel
What They Do: Genesis provides a low-code application platform tailored for financial markets.
Their technology enables financial institutions to rapidly build and deploy applications, streamlining processes such as trade workflows, risk management, and compliance.
Operating System for Enterprise Productivity
Year Founded: 2010
Country: United States
CEO: Mazy Dar
Total Funding: $82 million
Latest Funding Round: Series D
Investors: Bain Capital Ventures, Barclays, CME Ventures, DRW Venture Capital, HSBC, In-Q-Tel, J.P. Morgan, NYCA Partners, Pivot Investment Partners, SC Ventures, Wells Fargo.
What They Do: OpenFin provides an operating system for enterprise productivity, used by major financial institutions and fintech firms to create and manage desktop applications.
The platform offers a unified workspace that enhances productivity through efficient app distribution, security, and interoperability.
Conversational AI Platform for Banking
Year Founded: 2013
Country: United States
CEO: Zor Gorelov
Total Funding: $81.5 million
Latest Funding Round: Series C
Investors: AlphaPrime Ventures, Cristobal Conde, HBS Alumni Angels of NY, Rho Capital Partners, Oak HC/FT, Ten Coves Capital, etc.
What They Do: Kasisto provides a conversational AI platform specifically designed for the banking industry.
Their flagship product, KAI, powers intelligent digital assistants and chatbots that deliver human-like, intelligent conversations across various banking channels.
Recently, they introduced KAI-GPT, a large language model purpose-built for banking, enhancing their platform's capabilities with generative AI.
API-Based Financial Solutions
Year Founded: 2008
Country: United States
CEO: Gilles Gade
Total Funding: $1.053 billion
Latest Funding Round: Series D
Investors: Andreessen Horowitz, Battery Ventures, Ribbit Capital, T. Rowe Price.
What They Do: Cross River provides technology infrastructure for banking, offering services such as real-time payments, card issuing, and lending solutions.
They leverage a proprietary API-driven banking core to deliver scalable and innovative embedded financial solutions to fintechs and other businesses.
API Infrastructure for Financial Services
Year Founded: 2014
Country: India
CEO: Madhusudanan R.
Total Funding: $115.2 million
Latest Funding Round: Debt financing
Investors: 8i Ventures, Amrish Rau, Beenext, Better Capital, Flourish Ventures, etc.
What They Do: M2P provides a comprehensive API infrastructure enabling businesses to offer financial services, including card issuance, digital banking, and lending.
Their platform aims to simplify the integration of financial services for companies, enhancing their ability to innovate and scale.
Open Banking Platform
Year Founded: 2014
Country: United Kingdom
CEO: Sam Seaton
Total Funding: $81.5 million
Latest Funding Round: Venture- series unknown
Investors: Nationwide Building Society, Financial Conduct Authority, etc.
What They Do: Moneyhub offers an open banking platform that provides financial data aggregation and payment initiation services.
Their technology facilitates the secure sharing of financial information between consumers, businesses, and financial institutions to improve financial wellness and efficiency.
Banking-as-a-Service Platform
Year Founded: 2020
Country: United States
CEO: Peter Hazlehurst
Total Funding: $79 million
Latest Funding Round: Series A
Investors: Alexa von Tobel, Diagram Ventures, Henry Ward, Lightspeed Venture Partners, etc.
What They Do: Synctera provides a banking-as-a-service platform that connects fintech companies with banks to offer compliant and scalable financial products.
Their services include account management, compliance, and payment processing.
Cloud-Native Core Banking Platform
Year Founded: 2014
Country: United Kingdom
CEO: Paul Taylor
Total Funding: $526.8 million
Latest Funding Round: Series D
Investors: Lloyds Banking Group, Backed VC, IQ Capital, Molten Ventures, etc.
What They Do: Thought Machine offers a cloud-native core banking platform called Vault, designed to provide banks with a modern and flexible core system.
The platform supports real-time processing and enables banks to innovate and deliver new products rapidly.
Banking-as-a-Service Platform
Year Founded: 2019
Country: United States
CEO: Itai Damti
Total Funding: $169.6 million
Latest Funding Round: Series C
Investors: Aleph, Better Tomorrow Ventures, Flourish Ventures, TLV Partners, etc.
What They Do: Unit offers a banking-as-a-service platform that enables companies to embed financial services into their products.
They provide a full suite of banking features, including account opening, payments, and compliance, allowing businesses to create and scale financial products efficiently.
Payment Orchestration Platform
Year Founded: 2016
Country: United Kingdom
CEO: Peter Keenan
Total Funding: $37 million
Latest Funding Round: Series B
Investors: Innovate UK, Alliance Venture, Forward Partners, etc.
What They Do: Apexx Global provides a payment orchestration platform that consolidates payment providers into a single API connection.
This allows merchants to optimize payment processing, reduce costs, and improve transaction success rates by routing transactions through the most efficient payment provider available.
Real-Time Cross-Border Payments
Year Founded: 2015
Country: Singapore
CEO: Prajit Nanu
Total Funding: $338 million
Latest Funding Round: Series E
Investors: Fullerton Financial Holdings, Global Founders Capital, Riverwood Capital, etc.
What They Do: NIUM offers real-time cross-border payment solutions, enabling businesses to make international payments quickly and efficiently.
The company provides multi-currency payment capabilities, expense management, and payroll solutions.
NIUM leverages a vast network of financial partnerships and regulatory licenses in over 40 countries to facilitate seamless global transactions.
Blockchain-Based Payment Network
Year Founded: 2012
Country: United States
CEO: Brad Garlinghouse
Total Funding: $293.91M
Latest Funding Round: Series B
Investors: Andreessen Horowitz, Digital Currency Group, IDG Capital, etc.
What They Do: Ripple uses blockchain technology to provide fast, low-cost cross-border payments.
Its RippleNet network connects banks, payment providers, and digital asset exchanges to facilitate instant international payments with end-to-end tracking and transparency.
Cross-Border Payments and Escrow Services
Year Founded: 2020
Country: Singapore
CEO: Rahul Shinghal
Total Funding: $21.85 million
Latest Funding Round: Series A
Investors: Surge, Saison Capital, January Capital, RTP Global, etc.
What They Do: Tazapay offers cross-border payments and escrow services, primarily targeting SMEs and marketplaces.
Their platform ensures secure transactions by holding funds in escrow until both parties fulfill their contractual obligations, reducing the risk of fraud and non-payment
Mobile Payment Network
Year Founded: 2014
Country: United Kingdom
CEO: Ambar Sur
Total Funding: $133.43M
Latest Funding Round: Corporate round
Investors: International Finance Corporation, Management Financial Group, Partech Partners, etc.
What They Do: Terrapay facilitates cross-border mobile payments, allowing users to send and receive money directly to mobile wallets.
The company connects mobile wallet operators, banks, and money transfer operators to create a global payments ecosystem that supports financial inclusion.
Cross-Border Payment Network
Year Founded: 2016
Country: Singapore
CEO: Peter De Caluwe
Total Funding: $202 million
Latest Funding Round: Series C
Investors: DT One, Airbnb, GGV Capital, Xiaomi, Checkout.com, etc.
What They Do: Thunes operates a global cross-border payment network that connects different payment systems, enabling seamless and secure international transfers.
The company supports various payment methods, including mobile wallets, bank transfers, and cash pickups, catering to businesses and consumers in emerging markets.
Digital Asset Custody and Security
Year Founded: 2013
Country: United States
CEO: Mike Belshe
Total Funding: $171.5 million
Latest Funding Round: Corporate round
Investors: A-Grade, Blockchain Capital, Bridgescale Partners, Digital Currency Group, etc.
What They Do: BitGo provides secure and regulated custody solutions for digital assets, including multi-signature wallets, qualified custody, and institutional-grade security.
The company also offers trading, lending, staking, and DeFi access, serving over 1,500 institutional clients worldwide.
Blockchain Software Development
Year Founded: 2014
Country: United States
CEO: Joseph Lubin
Total Funding: $726.70 million
Latest Funding Round: Venture- series unknown
Investors: SK Group, Paycheck Protection Program, J.P. Morgan, etc.
What They Do: ConsenSys develops software solutions for the Ethereum blockchain, providing tools for developers, enterprises, and end-users.
Their products include MetaMask, Infura, Truffle, and Quorum, which facilitate blockchain application development and deployment.
Hardware Wallets and Security Solutions
Year Founded: 2014
Country: France
CEO: Pascal Gauthier
Total Funding: $577 million
Latest Funding Round: Series C
Investors: Alain Tingaud Innovations, Fred Potter, Hi-Media, etc.
What They Do: Ledger offers hardware wallets that provide secure storage for cryptocurrencies.
The company's products, such as the Ledger Nano S and Ledger Nano X, are designed to safeguard digital assets with high-level security features, including secure elements and proprietary operating systems.
Blockchain Intelligence and Analytics
Year Founded: 2018
Country: United States
CEO: Esteban Castaño
Total Funding: $150.05M
Latest Funding Round: Series B
Investors: Blockchain Capital, Green D Ventures, Tapas Capital, etc.
What They Do: TRM Labs provides blockchain intelligence and analytics solutions to help organizations detect and investigate fraud, financial crime, and money laundering in digital assets.
SME-Focused Digital Banking
Year Founded: 2017
Country: United Kingdom
CEO: Richard Davies
Total Funding: €291 million
Latest Funding Round: Series C
Investors: Warwick Capital Partners, Atalaya Capital Management, TCV, etc.
What They Do: Allica Bank provides digital banking services specifically tailored for small and medium-sized enterprises (SMEs).
They offer a range of products including business current accounts, savings accounts, commercial mortgages, and asset finance solutions.
Allica combines modern technology with personalized service to empower SMEs with efficient and reliable banking solutions.
Digital Challenger Bank
Year Founded: 2012
Country: Netherlands
CEO: Ali Niknam
Total Funding: €366.9 million
Latest Funding Round: Venture- series unknown
Investors: Pollen Street Capital
What They Do: Bunq is a digital challenger bank that offers a variety of personal and business banking services. Known for its user-friendly app and innovative features, Bunq allows customers to manage their finances seamlessly.
Full-Service Digital Bank
Year Founded: 2018
Country: Brazil
CEO: Marcelo Kalim
Total Funding: $2.3 billion
Latest Funding Round: Corporate round
Investors: Credit Suisse, J.P. Morgan Chase & Co.
What They Do: C6 Bank provides a comprehensive range of digital banking services, including personal and business accounts, credit cards, loans, and investment products.
C6 Bank aims to offer a seamless banking experience with a focus on customer service and innovative financial solutions.
On-Demand Pay Solutions
Year Founded: 2019
Country: United States
CEO: Nico Simko
Total Funding: $194.6 million
Latest Funding Round: Debt financing
Investors: Founder Collective, Michael Vaughan, Paul Appelbaum, UpWest, etc.
What They Do: Clair offers on-demand pay solutions that allow employees to access their earnings instantly, without waiting for payday.
This service helps improve financial wellness for workers by providing immediate access to earned wages, reducing the need for payday loans and other high-cost credit options.
International Digital Banking
Year Founded: 2019
Country: United States
CEO: Patrick Kavanagh
Total Funding: R$590 million
Latest Funding Round: Series B
Investors: Abstract Ventures, Hans Tung, Monashees+, GF Capital, etc.
What They Do: Nomad provides digital banking services tailored for international clients, including expatriates and global travelers.
They offer multi-currency accounts, international transfers, and other banking services that cater to the needs of people living and working abroad.
Premium Digital Banking
Year Founded: 2019
Country: Israel
CEO: Gal Bar Dea
Total Funding: $182 million
Latest Funding Round: Series B
Investors: Hachshara Insurance, Hebrew University of Jerusalem, Tencent, etc.
What They Do: ONE ZERO offers premium digital banking services with a focus on personalized financial management.
Their platform includes a full range of banking products and services, enhanced by AI-driven financial advice and insights to help customers manage their money more effectively.
Digital Banking for Millennials
Year Founded: 2021
Country: Egypt
CEO: Ahmed Sabbah
Total Funding: $25 million
Latest Funding Round: Seed
Investors: Class 5 Global, Global Founders Capital, Sequoia Capital, etc.
What They Do: Telda provides digital banking services designed for millennials and young adults.
The app offers features like instant transfers, budgeting tools, and virtual cards to help users manage their finances easily and efficiently.
AI-powered financial data automation
Year Founded: 2020
Country: United States
CEO: Al Eisaian
Total Funding: $20 million
Latest Funding Round: Series A
Investors: Argonautic Ventures, Armen Kherlopian, BAJ Accelerator, Empire Startups, and several others.
What They Do: Cognaize leverages AI to automate data extraction and analysis for financial institutions, enhancing decision-making and operational efficiency.
Zero-Login Financial Data platform
Year Founded: 2018
CEO: Dani Pensack
Total Funding: $20 million
Latest Funding Round: Series A
Investors: Blue Lion Global, Renegade Partners, Bain Capital Ventures, Box Group, Kraken Ventures.
What They Do: Rightfoot provides a zero-login consumer-permissioned financial data platform.
Their technology, Connect Magic, surfaces customer-permissioned and up-to-date banking and credit data, such as bank account balances, deposits, withdrawals, and credit card balances.
Identity verification and fraud prevention platform
Year Founded: 2002
Country: United States
CEO: Tommy Nicholas
Total Funding: $207.8 million
Latest Funding Round: Series C
Investors: Commerce.Innovated, Barclays Accelerator, Mastercard Start Path, Canapi Ventures, and others.
What They Do: Alloy provides an identity verification and fraud prevention platform that helps financial institutions manage and automate their onboarding and transaction monitoring processes.
AI-driven KYC and AML compliance
Year Founded: 2017
Country: Netherlands
CEO: Krik Gunning
Total Funding: $74.9 million
Latest Funding Round: Series B
Investors: Finch Capital, Radboud Vlaar.
What They Do: Fourthline specializes in AI-driven Know Your Customer (KYC) and Anti-Money Laundering (AML) compliance solutions, enabling businesses to comply with regulatory requirements efficiently.
Digital onboarding and KYC solutions
Year Founded: 2015
Country: India
CEO: Ankit Ratan
Total Funding: $38.35 million
Latest Funding Round: Series B
Investors: Yes Fintech, Catalyst Startup Accelerator, K-Startup Grand Challenge.
What They Do: Signzy provides digital onboarding and KYC solutions using AI and blockchain technology, ensuring secure and compliant processes for financial institutions.
Risk and compliance infrastructure
Year Founded: 2018
Country: United States
CEO: Trisha Kothari
Total Funding: $92.12 million
Latest Funding Round: Series C
Investors: Commerce.Innovated, A.Capital, Chris Britt, Core VC, and others.
What They Do: Unit21 offers a customizable risk and compliance infrastructure to detect and manage suspicious activities, helping organizations meet their compliance obligations.
Identity verification platform
Year Founded: 2015
Country: Estonia
CEO: Kaarel Kotkas
Total Funding: $192.32 million
Latest Funding Round: Series C
Investors: Y Combinator, ACE & Company, Ashton Kutcher, Ernestine Fu, and others.
What They Do: Veriff provides an identity verification platform that ensures secure and reliable verification of identities online, preventing fraud and ensuring compliance.
Insurance risk exchange platform
Year Founded: 2018
Country: United Kingdom
CEO: Jeff Radke
Total Funding: $343 million
Latest Funding Round: Private equity
Investors: Altamont Capital Partners, Deer Park Road, Eldridge Industries, and others.
What They Do: Accelerant provides a risk exchange platform for underwriters, allowing them to exchange, finance, and access insights on insurance risks.
AI-driven insurance pricing
Year Founded: 2019
Country: France
CEO: Samuel Falmagne
Total Funding: $66.28M
Latest Funding Round: Venture- series unknown
Investors: Kamet, BlackFin Capital Partners, MTech Capital, and others.
What They Do: Akur8 leverages AI to automate insurance pricing, providing transparent and efficient pricing models for insurers.
Insurance and protection ecosystem
Year Founded: 2020
Country: Singapore
CEO: Rob Schimek
Total Funding: $493.20 million
Latest Funding Round: Series B
Investors: Pacific Century Group, Activant Capital, Alpha Leonis Partners, and others.
What They Do: Bolttech offers an ecosystem that connects insurers, distributors, and customers, facilitating the distribution of insurance and protection products.
Small business insurance platform
Year Founded: 2018
Country: United States
CEO: David McFarland
Total Funding: $72.26M
Latest Funding Round: Venture - Series Unknown
Investors: Greenlight Re Innovations, Intercept Ventures, Allos Ventures, and others.
What They Do: Coterie Insurance provides a platform for small business insurance, simplifying the process of buying and managing insurance for small businesses.
Insurance distribution platform
Year Founded: 2014
Country: Australia
CEO: Angus McDonald
Total Funding: $160.50 million
Latest Funding Round: Series E
Investors: King River Capital, Belfer Family, Jasper Tans, and others.
What They Do: Cover Genius offers an insurance distribution platform that enables companies to embed insurance products into their customer experiences.
Cyber insurance for SMEs
Year Founded: 2019
Country: United States
CEO: Jack Kudale
Total Funding: $124.04M
Latest Funding Round: Series B
Investors: Plug and Play Insurtech, Global Insurance Accelerator, Avanta Ventures, and others.
What They Do: Cowbell Cyber provides cyber insurance specifically designed for small and medium-sized enterprises (SMEs), offering coverage for cyber threats and risks.
AI-powered auto insurance
Year Founded: 2019
Country: United States
CEO: Jonathan Matus
Total Funding: $88.00M
Latest Funding Round: Series B
Investors: Aquiline Capital Partners, Assaf Wand, Bill Tai, and others.
What They Do: Fairmatic leverages AI to offer personalized auto insurance, focusing on driving behavior and risk assessment to provide fair pricing.
Insurance management platform
Year Funded: 2009
Country: Israel
CEO: Roi Agababa
Total Funding: $110 million
Latest Funding Round: Series C
Investors: KT Squared, Salesforce Ventures, 2B Angels, JAL Ventures, and others.
What They Do: Novidea provides a cloud-based insurance management platform, offering end-to-end management solutions for insurance brokers and agencies.
Insurance simplified platform
Year Founded: 2018
Country: Indonesia
CEO: Harshet Lunani
Total Funding: $133.9 million
Latest Funding Round: Series C
Investors: Genesia Ventures, MDI Ventures, MassMutual Asia, and others.
What They Do: Qoala is an insurtech platform that leverages technology to offer insurance products and services in a simplified and accessible manner.
Refinancing platform
Year Founded: 2017
Country: Sweden
CEO: Mikael Hussain
Total Funding: $138.1 million
Latest Funding Round: Series C
Investors: Accel, Global Founders Capital, Northzone, Fintech Collective, and others.
What They Do: Anyfin is a refinancing platform that helps consumers reduce their interest costs by refinancing their existing loans and credit cards.
Revenue-based financing
Year Founded: 2021
Country: United States
CEO: Don Muir
Total Funding: $186.5 million
Latest Funding Round: Series A
Investors: Clocktower Technology Ventures, NFX, Alumni Ventures Group, and others.
What They Do: Arc Technologies offers revenue-based financing solutions to help startups secure non-dilutive capital by leveraging their future revenue.
Business cash advance
Year Founded: 2007
Country: United Kingdom
CEO: Rob Straathof
Total Funding: $441.10 million
Latest Funding Round: Debt financing
Investors: Blenheim Chalcot, BCI Finance, British Business Investments, and others.
What They Do: Liberis provides business cash advances, offering small businesses an alternative to traditional loans by advancing funds against future revenue.
Credit solutions for SMEs
Year Funded: 2018
Country: Israel
CEO: Ron Daniel
Total Funding: $839 million
Latest Funding Round: Debt, venture
Investors: MUFG Innovation Partners, Spark Capital, Apollo Global Management, and others.
What They Do: Liquidity offers credit solutions for small and medium-sized enterprises (SMEs), providing flexible and accessible financing options.
Smartphone financing
Year Founded: 2015
Country: United States
CEO: Doug Ricket
Total Funding: $410.2 million
Latest Funding Round: Debt financing
Investors: Compound, Red Swan Ventures, Core Innovation Capital, and others.
What They Do: PayJoy provides smartphone financing solutions, allowing underserved consumers to purchase smartphones on installment plans.
Mobile-only installment loans
Year Founded: 2017
Country: United States
CEO: Tony Huang
Total Funding: $157.5 million
Latest Funding Round: Venture- series unknown
Investors: FJ Labs, Hustle Fund, Seattle Bank, Unlock Ventures, and others.
What They Do: Possible Finance offers mobile-only installment loans, providing an accessible and affordable alternative to payday loans for consumers.
Mobile wallet and payment platform
Year Founded: 2021
Country: Indonesia
CEO: Vincent Iswara
Total Funding: $554.50 million
Latest Funding Round: Secondary Market
Investors: Ant Group, Lazada, Sinar Mas Indonesia
What They Do: Dana is a mobile wallet and payment platform that provides digital payment services, including peer-to-peer transfers, bill payments, and online purchases.
Cross-border remittance platform
Year Founded: 2020
Country: United Kingdom
CEO: Ridwan Olalere
Total Funding: $33.86 million
Latest Funding Round: Series A
Investors: Y Combinator, Acuity Ventures, Microtraction, and others.
What They Do: LemFi offers a cross-border remittance platform that allows users to send money internationally with competitive exchange rates and low fees.
Super app with mobile wallet
Year Founded: 2018
Country: Nigeria
CEO: Jide Odunsi
Total Funding: $570 million
Latest Funding Round: Series C
Investors: GSR Ventures, HongShan, IDG Capital, Meituan, and others.
What They Do: Opay is a super app that includes a mobile wallet offering payment services, money transfers, and financial products to its users.
Personal finance and mobile wallet app
Year Founded: 2017
Country: Argentina
CEO: Pierpaolo Barbieri
Total Funding: $544 million
Latest Funding Round: Grant
Investors: Bessemer Venture Partners, George Soros, Kevin P. Ryan, and others.
What They Do: Uala is a personal finance and mobile wallet app that provides users with a prepaid card, financial management tools, and payment services.
Payment acceptance
Payment Processor
Year Founded: 2009
Country: South Africa
CEO: Paul Kent
Total Funding: $25.99 million
Latest Funding Round: Venture- Series unknown
Investors: International Finance Corporation, Investec, Apis Partners
What They Do: Adumo is a leading payment processor in South Africa, providing secure and efficient payment acceptance solutions to businesses of all sizes.
B2B Payments Platform
Year Founded: 2019
Country: United States
CEO: Bar Geron
Total Funding: $431 million
Latest Funding Round: Debt Financing
Investors: Y Combinator, Lightspeed Venture Partners, SciFi VC
What They Do: Balance offers a B2B payment platform that provides payment solutions for businesses, simplifying and securing transactions for both online and offline purchases.
SME Financial Tools
Year Founded: 2015
Country: United Kingdom
CEO: Tosin Eniolorunda
Total Funding: $57.50 million
Latest Funding Round: Debt Financing
Investors: Quantum Capital Partners, British International Investment
What They Do: Moniepoint provides financial and operational tools for small and medium-sized businesses in Africa, offering solutions like payments, banking, and business management.
SME Payment Solutions
Year Founded: 2017
Country: Nigeria
CEO: Yinka Adewale
Total Funding: $35.12 million
Latest Funding Round: Series B
Investors: Y Combinator, Ecobank Fintech Challenge, Google Launchpad
What They Do: Nomba is a Nigerian fintech company offering payment solutions and business tools for SMEs, including point-of-sale systems and digital payment options.
Payment Gateway
Year Founded: 2015
Country: Egypt
CEO: Islam Shawky
Total Funding: $68.5 million
Latest Funding Round: Series B
Investors: A15, FMO, Global Ventures, British International Investment
What They Do: Paymob provides a payment gateway and point-of-sale solutions to merchants, facilitating easy and secure transactions both online and offline.
QR-Based Restaurant Payments
Year Founded: 2021
Country: United Arab Emirates
CEO: Eyad Alkassar
Total Funding: $42 million
Latest Funding Round: Seed
Investors: Cherry Ventures, FinTech Collective, Heartcore Capital
What They Do: Qlub offers a QR-based payment solution for restaurants, allowing customers to easily pay their bills through their smartphones, enhancing the dining experience.
Employee Financial Wellness Platform
Year Founded: 2017
Country: United States
CEO: Tom Spann
Total Funding: $72.23 million
Latest Funding Round: Series B
Investors: Comcast Ventures, Trinity Ventures, Financial Venture Studio
What They Do: Brightside provides a financial health platform for employees, offering personalized financial guidance and solutions to improve their financial well-being.
Payroll & Benefits API
Year Founded: 2020
Country: United States
CEO: Jeremy Zhang
Total Funding: $62.13 million
Latest Funding Round: Undisclosed
Investors: Y Combinator, BoxGroup, Clocktower Technology Ventures
What They Do: Finch offers an API platform that connects and syncs payroll and benefits data across various systems, making it easier for businesses to manage employee information.
Global Employment Solutions
Year Founded: 2020
Country: Singapore
CEO: Sagar Khatri
Total Funding: $77.2 million
Latest Funding Round: Series B
Investors: Golden Gate Ventures, MS&AD Ventures, Picus Capital
What They Do: Multiplier provides a platform for global employment solutions, enabling companies to hire, onboard, and manage employees across different countries seamlessly.
Global Payroll & Benefits
Year Founded: 2019
Country: Netherlands
CEO: Job van der Voort
Total Funding: $496 million
Latest Funding Round: Series C
Investors: General Catalyst, INKEF Capital, Index Ventures
What They Do: Remote offers global payroll, benefits, and compliance services, helping businesses manage their international workforce with ease.
On-Demand Pay
Year Founded: 2019
Country: United States
CEO: Ron Gaver
Total Funding: $38.03 million
Latest Funding Round: Venture - Series Unknown
Investors: PeakSpan Capital, FIS Fintech Accelerator
What They Do: Tapcheck provides an on-demand pay solution, allowing employees to access their earned wages before payday, improving their financial flexibility.
Global Workforce Management
Year Founded: 2014
Country: United States
CEO: Ben Wright
Total Funding: $500 million
Latest Funding Round: Series B
Investors: FFL Partners, Eldridge, Norwest Venture Partners
What They Do: Velocity Global offers services for managing a global workforce, including hiring, payroll, benefits, and compliance, enabling companies to expand their operations internationally.
Instant Buyer (iBuyer)
Year Founded: 2017
Country: Italy
CEO: Giorgio Tinacci
Total Funding: $796.98 million
Latest Funding Round: Series D
Investors: 360 Capital Partners, Boost Heroes, Kervis Asset Management
What They Do: Casavo operates as an instant buyer (iBuyer) in the real estate market, offering a platform that allows homeowners to sell their properties quickly and easily by providing instant offers and managing the entire transaction process.
Real Estate ESG Data
Year Founded: 2013
Country: United States
CEO: Matt Ellis
Total Funding: $172.6 million
Latest Funding Round: Series D
Investors: CrossCut Ventures, Borealis Ventures, Camber Creek
What They Do: Measurabl provides a platform for real estate ESG (Environmental, Social, and Governance) data management, helping real estate owners and investors track, report, and improve their sustainability performance.
Mortgage Servicing
Year Founded: 2019
Country: United States
CEO: Andrew Wang
Total Funding: $97.1 million
Latest Funding Round:Series B
Investors: 166 2nd Financial Services, Andreessen Horowitz, Soros Fund Management
What They Do: Valon offers a modern mortgage servicing platform that simplifies the mortgage management process for homeowners, providing better transparency and customer service.
Private Equity Investment Platform
Year Founded:
Country: Germany
CEO: Steffen Pauls
Total Funding: $203.00M
Latest Funding Round: Series C
Investors: Fidelity International Strategic Ventures, Insight Partners, Holtzbrinck Ventures
What They Do: Moonfare offers a digital platform that allows individual investors to invest in top-tier private equity funds, providing access to an asset class traditionally reserved for institutional investors.
Social Investing Platform
Year Founded: 2019
Country: United States
CEO: Leif Abraham and Jannick Malling
Total Funding: $308.5 million
Latest Funding Round: Venture - Series Unknown
Investors: Peter Dartley, Sean Hendelman, Accel, Greycroft
What They Do: Public is a social investing platform that enables users to invest in stocks, ETFs, and cryptocurrencies while providing a community-driven experience with social features like group discussions and shared portfolios.
Investment Crowdfunding Platform
Year Founded: 2016
Country: United States
CEO: Kendrick Nguyen
Total Funding: $214 million
Latest Funding Round: Venture - Series Unknown
Investors: WellFound, Good Growth Capital, Binance Ventures
What They Do: Republic is an investment platform that allows anyone to invest in startups, real estate, crypto, and video games, democratizing access to investment opportunities previously available only to accredited investors.
Social Investment Platform
Year Founded: 2020
Country: India
CEO: Ajay Lakhotia
Total Funding: $62.9 million
Latest Funding Round: Debt financing
Investors: Roots Ventures, Velo Partners, Kunal Shah, Rahul Garg
What They Do: StockGro is a social investment platform that gamifies the investing experience, allowing users to learn about stock markets and compete in virtual trading leagues for rewards.
Neobroker
Year Founded: 2015
Country: Germany
CEO: Christian Hecker, Thomas Pischke, Marco Cancellieri
Total Funding: $1.3 billion
Latest Funding Round: Series C
Investors: Creandum, Project A Ventures, Accel, Founders Fund
What They Do: Trade Republic is a neobroker that offers commission-free trading of stocks, ETFs, and cryptocurrencies, making investing more accessible and affordable for retail investors.
Spend management
Expense Management Platform
Year Founded: 2017
Country: United States
CEO: Thejo Kote
Total Funding: $251.5 million
Latest Funding Round: Debt financing
Investors: BoxGroup, First Round Capital, Maynard Webb, Quiet Capital
What They Do: Airbase is a comprehensive spend management platform for small to mid-sized companies. It provides a suite of tools to manage expenses, vendor payments, and employee reimbursements.
Digital Business Accounts Provider
Year Founded: 2018
Country: Singapore
CEO: Andrea Baronchelli
Total Funding: $299.5 million
Latest Funding Round: Series C
Investors: Y Combinator, Hummingbird Ventures, Insignia Ventures Partners
What They Do: Aspire is a Singapore-based fintech company offering digital business accounts for small and medium-sized enterprises. It focuses on simplifying and streamlining expense management and corporate finances.
Corporate Credit Cards and Financial Management
Year Founded: 2017
Country: United States
CEO: Henrique Dubugras
Total Funding: $1.5 billion
Latest Funding Round: Series D
Investors: Carl Pascarella, Max Levchin, One Way Ventures, Ribbit Capital
What They Do: Brex provides corporate credit cards and financial management solutions for startups and larger companies. Their platform integrates expense management, bill pay, and cash management services.
Business Credit Cards and Expense Software
Year Founded: 2020
Country: Mexico
CEO: Diego García
Total Funding: $408.5 million
Latest Funding Round: Series B
Investors: Adapt Ventures, BossaNova Investimentos, Canary
What They Do: Clara is a corporate spend management solution offering business credit cards and software to manage spending, track expenses, and provide real-time financial insights for companies in Latin America.
All-in-One Expense Management
Year Founded: 2019
Country: United States
CEO: Dileep Thazhmon
Total Funding: $443 million
Latest Funding Round: Debt financing
Investors: Y Combinator, Tribe Capital, William Hockey, Wharton FinTech
What They Do: Jeeves provides an all-in-one expense management platform that includes corporate cards, reimbursement, and bill payment solutions. It caters to high-growth global startups and enterprises.
Flexible Spend Management
Year Founded: 2018
Country: United States
CEO: Oded Zehavi
Total Funding: $123M
Latest Funding Round: Series C
Investors: Meron Capital, R-Squared Ventures, Ryan Gilbert, Tiger Global Management
What They Do: Mesh Payments offers a flexible spend management platform designed to simplify and automate expense processes for growing companies. It provides corporate cards, bill payments, and spend controls.
Integrated Spend Management Solution
Year Founded: 2018
Country: United Kingdom
CEO: Hristo Borisov
Total Funding: $239.1 million
Latest Funding Round: Series B
Investors: Eleven Ventures, Mark Ransford, Perry Blacher, Peter Frankopan
What They Do: Payhawk is a UK-based fintech company that offers a spend management solution combining corporate cards, expense management, and invoice processing into a single platform for businesses.
Corporate Card and Expense Management
Year Founded: 2019
Country: United States
CEO: Eric Glyman
Total Funding: $1.8 billion
Latest Funding Round: Series D
Investors: BoxGroup, Coatue Management, Keigh Rabois, Background Capital
What They Do: Ramp provides a corporate card and spend management platform that helps companies manage expenses, automate accounting, and save money through real-time spend analysis and insights.
AI-driven Spend Management
Year Founded: 2019
Country: Switzerland
CEO: Philipp Marty
Total Funding: $107.79 million
Latest Funding Round: Series B
Investors: SIX Group Ventures, Swisscom Ventures, Tenity, btov Partners
What They Do: Yokoy is a Swiss fintech company offering an AI-driven spend management solution that covers expense management, supplier invoices, and corporate cards, aimed at automating financial processes for companies.
AI-powered Market Intelligence Platform
Year Founded: 2008
Country: United States
CEO: Jack Kokko
Total Funding: $770.1 million
Latest Funding Round: Venture- series unknown
Investors: First Fellow Partners, Quantum Strategic Partners, Soros Fund Management
What They Do: AlphaSense provides an AI-powered market intelligence and search platform for financial services firms and corporations to make data-driven decisions.
Digital Investment Platform for Advisors
Year Founded: 2018
Country: United States
CEO: Jason Wenk
Total Funding: $449.5 million
Latest Funding Round: Series E
Investors: Endeavor, Venrock, Ron Carson, William McNabb
What They Do: Altruist is a digital investment platform for financial advisors, aiming to provide low-cost investment management and streamline operations for advisors.
AI-driven Financial Planning Software
Year Founded: 2018
Country: Canada
CEO: Mark Evans
Total Funding: $29.4 million
Latest Funding Round: Series A
Investors: Fidelity International Strategic Ventures, Portage Ventures
What They Do: Conquest Planning offers an AI-driven financial planning software designed to help financial advisors and their clients achieve personalized financial goals.
Digital Wealth Management Platform
Year Founded: 2017
Country: Singapore
CEO: Gregory Van
Total Funding: $82.86 million
Latest Funding Round: Series C
Investors: Lightspeed Venture Partners, Softbank Ventures Asia
What They Do: Endowus is a digital wealth management platform based in Singapore, offering investment advice and portfolio management services tailored to individual needs.
Digital Wealth Management Platform
Year Founded: 2019
Country: United States
CEO: Taylor Matthews
Total Funding: $46 million
Latest Funding Round: Series B
Investors: MassChallenge, Bessemer Venture Partners, Context Ventures
What They Do: Farther provides a digital wealth management platform that combines automated investment management with human advice for high-net-worth individuals.
Big Data and AI-powered Investment Analytics
Year Founded: 2014
Country: France
CEO: Sylvain Forté
Total Funding: $55.21 million
Latest Funding Round: Series B
Investors: A-Venture, Bourgogne Franche Comte Angels, Bpifrance
What They Do: SESAMm is a fintech company that specializes in big data and AI-powered investment analytics, providing insights and tools for asset managers and hedge funds.
API Platform for Investment Infrastructure
Year Founded: 2017
Country: Germany
CEO: Martin Kassing
Total Funding: $94.5 million
Latest Funding Round: Venture - Series Unknown
Investors: Speedinvest, HV Capital, Notion Capital, Partech
What They Do: Upvest offers an API platform for investment infrastructure, enabling fintechs to provide investment products such as securities and ETFs to their customers.
This concludes our list of 100 fintech startups to watch out for in 2024.
What makes these companies remarkable is their diverse market focus, ranging from serving individual consumers to catering to large enterprises.
Each startup has its unique approach, driving innovation and growth in various sectors of the fintech industry.
Keep an eye on these companies as they continue to shape the future of finance.
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